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The actual rate available will depend upon your circumstances.

The overall cost for comparison is 4.7% APR variable. We do not charge broker fees on unsecured loans.Ĭalls may be recorded for training purposes.

Please contact us if you would like to find out more. We will remind you about this if we introduce you to Norton Home Loans or Allied and will only introduce you to Norton Home Loans or Allied where it is in your best interests. Lenders on our panel include Norton Home Loans Limited and Allied Credit Limited, who are owned and controlled by the owners of NFM, although Allied is not in the same group as NFM. We receive a commission from the lenders we introduce you to if you subsequently take out a loan with them. We work exclusively with a limited number of carefully selected lenders. Norton Finance and Mortgages Limited (NFM) is a credit broker and not a lender. Please ask for a personalised illustration. Loans and remortgages are subject to status. The actual APRC rate available will depend on your individual circumstances. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.Ī broker fee of up to 12.5% of the loan amount borrowed, capped at £4950, may be payable on completion. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

You should be able to find the amount on your loan agreement. If you repay a loan in full, you could be charged an early repayment penalty – this varies from one lender to another. The benefit of this is that it can help save you money in interest repayments in the long run. If you can afford to, you can pay off a loan earlier. Will there be any early repayment charges? They’ll keep you updated on your loan application every step of the way – just pick up the phone. We’ll also keep you in touch with one of our experienced customer managers, who can help guide you through the application to ensure your money arrives as quickly as possible. That’s why we can give you an ‘in principle’ decision on your loan application within 24 hours. We know that it’s important to stay on top of your finances and make sure your plans aren’t tied up in red tape. How long does it take to get a secured loan / mortgage? Borrowing the same amount over 10 years would only cost you £132 a month, but the total interest charged would increase to a whopping £5,850 – that’s £4,250 extra for spreading the cost. The shorter the term of your loan, the less interest you’ll accrue, so the lower the amount you’ll pay back.įor example, if you borrowed £10,000 over three years at 10% interest it would cost you £322 a month or £1,600 in interest charges over that period. It’s important that your mortgage is affordable now and in the future. In some circumstances, lenders will give up to six times your salary subject to other qualifying criteria. On average, lenders will provide a mortgage based on four to five times your salary, or combined salary if you’re making a joint application. If you’d like to talk through your options, get in touch and we’ll assess your situation to help find the best loan for you. However, the rates available to you may differ depending on your own personal circumstances and the amount you wish to borrow. Our calculator will show you the most up to date terms that lenders are currently offering. To keep the cost of borrowing down, we suggest borrowing just the minimum you require over the shortest term possible. Or call us anytime using the number at the top of the page. It will also ask you to fill in a few quick details about yourself. This will offer more information about the product. If you’re happy with the breakdown of one of the loan products above, click the Apply button to the right. Frequently Asked Questionsįind out more about borrowing with Norton Finance. But unlike a comparison site, we’ll also help you manage your application from beginning to end. We search top lenders to find a secured loan or remortgage that’s right for your circumstances, just like a comparison site. Since we have access to hundreds of loan plans, we’re not limited to our own products like a high street bank or building society would be. Whatever your circumstances, Norton Finance can help. “Efficient, speedy, informative, polite all due to your wonderful staff.